The Talbot County Department of Economic Development and Tourism has compiled a comprehensive list of resources and information for businesses and non-profits operating within Talbot County to leverage during the COVID-19 outbreak.
Join us for a private sector conference call at noon every Tuesday and Friday to discuss recent updates and ideas for how Talbot County businesses can navigate the COVID-19 crisis.
Call Number: 1-415-655-0002
Today’s call features Jeannie Haddaway-Riccio, Secretary, Maryland Department of Natural Resources, along with:
- Clay Stamp, Emergency Services Director
- Dr. Fredia Wadley, Health Department
- Sheriff Joe Gamble and EPD Sgt. Eric Kellner
- Chef Jordan Lloyd
- Chris Agharabi, Ava’s and Theo’s
The Maryland Small Business COVID-19 Emergency Relief Loan and Grant Funds are no longer available. Applications that were submitted will be processed. No new applications will be accepted.
COVID-19 Assistance for Commercial Watermen & Seafood Industry– Watermen, including those who are self-employed, are eligible to apply for financial assistance.
The Maryland Small Business COVID-19 Emergency Relief Loan and Grant Fund are no longer available. Applications that were submitted will be processed. No new applications will be accepted.
SBA Conference Call – Daily updates (M-F) provided and you can ask questions.
3:00pm, Call 202-765-1264, Conf Call ID# 827-299-626
5:30pm, Call 202-765-1264, Conf Call ID# 310-688-488
The U.S. Treasury Department’s COVID-19 website contains valuable information for businesses, lenders, borrowers, and employees.
U.S. Small Business Administration’s Economic Injury Disaster Loan Program – Talbot County businesses and private non-profit organizations can apply for financial assistance from the SBA. Loans can be used to pay bills, payroll, and accounts payable with long-term payments stretching up to 30 years.
The recently passed CARES Act makes it possible for businesses to get up to a $10,000 advance on an Economic Injury Disaster Loan (EIDL). This advance may be available even if your EIDL application was declined or is still pending, and will be forgiven. To apply for an advance, fill out the streamlined application below. Note: Applying for an advance will not impact the status of or slow your existing applications.
Maryland’s Small Business Development Center has put together a fact sheet to help Marylanders who plan to apply for an SBA disaster loan. Help is also available daily for the COVID-19 Economic Injury Disaster Loan (EIDL) application between 10:30 a.m. and 8 p.m. through ZOOM. An SBA agent will walk callers through the EIDL form. Download ZOOM for free. The meeting number is 679-477-2946.
A fact sheet on the Payroll Protection Program is now available. Highlights include:
- Beginning April 3, 2020, small businesses and sole proprietorships can apply for and receive loans to cover their payroll and other certain expenses through existing SBA lenders.
- Beginning April 10, 2020, independent contractors and self-employed individuals can also apply.
- All businesses, including nonprofits, veterans organizations, Tribal business concerns, sole proprietorships, self-employed individuals, and independent contractors with 500 or fewer employees can apply.
The SBA offers a daily conference call at 3 p.m. for more information. Phone: 202-765-1264 ID# 827-299-626.
Small Business Guide and Checklist for Coronavirus Emergency Loans. This document from the U.S. Chamber of Commerce contains a wealth of information for large and small businesses and sole-proprietors who are considering applying for aid.
The SBA Microloan Program gives small business borrowers greater access to loans up to $50,000, as well as business-based training and technical assistance.
APG Chesapeake Grant Fund – A $500,000 matching advertising grant fund has been established to assist locally owned businesses market themselves during the COVID-19 State of Emergency. APG Chesapeake will grant $500,000 in matched advertising during the months of April, May, and June.
Facebook Small Business Grants Program – Facebook is offering $100 million in cash grants and ad credits for up to 30,000 eligible small businesses in more than 30 countries where they operate.
MD Labor Workshare Program – This program is designed to avoid layoffs by preserving jobs for trained workers. Using Work Sharing, an employer can maintain high productivity and quality because the existing trained workforce remains in place. For workers, the benefit of Work Sharing is keeping their jobs while avoiding the emotional and financial hardships resulting from unemployment.
Tax Filing Deadline For Federal and Maryland Extended to July 15 – No interest or penalty for late payments will be imposed if 2019 tax payments are made by July 15, 2020. Businesses who paid their Maryland Sales & Use Taxes for March early may request a refund of their payment by emailing email@example.com or by calling 410-260-4020.
Maryland COVID-19 Unemployment Process – The Maryland Division of Unemployment Insurance has developed a new filing process. Claimants are asked to file on the day of the week that corresponds with the first letter of their last name. See chart below.
Pandemic Unemployment Assistance (PUA) – Congress recently passed the Coronavirus Aid, Relief, and Economic Security Act, which includes an expansion of unemployment insurance benefits for Marylanders.
Grant for Restaurant Workers – Guy Fieri and the National Restaurant Association have launched a relief fund to give $500 checks to restaurant workers affected by Coronavirus. Workers can apply starting Thursday, April 2, and will receive a one-time check within three weeks to use toward housing, medical bills, student loans, groceries, and other expenses. The grants will be administered on a first-come, first-serve basis.
Business Resources And Information
Maryland COVID-19 Information for Business – A roundup of Maryland’s response to the COVID-19 crisis.
Small Business Development Center Survival Guide – A comprehensive step-by-step guide on how to navigate your business through the crisis. It includes tips on how to talk to creditors, alternative funding sources, and how to leverage social media platforms to communicate to customers.
The Hogan Administration’s COVID-19 Response – Live updates and the latest news from Governor Larry Hogan.
Frequently Asked Questions for Maryland Businesses – What does “State of Emergency” mean? Is my business required to close? What is considered an “essential” business or service? My business is hosting an event in the upcoming weeks. Should it be postponed? Learn answers to these common questions and more.
Interpretive Guidance From The Governor of Maryland –
- OLC Interpretive Guidance COVID19-09(1)
- OLC Interpretive Guidance COVID19-08
- OLC Interpretive Guidance COVID19-07-1
- OLC Interpretive Guidance COVID19-06
- OLC Interpretive Guidance COVID19-05
- OLC-Interpretive-Guidance COVID19-04
Talbot County Press Releases
General COVID-19 Information
TalbotCovid19.org – The Talbot County Department of Emergency Services and the Talbot County Health Department are leading the county’s response to the COVID-19 health crisis. For the most comprehensive daily updates regarding the novel coronavirus outbreak, visit the dedicated website.
Talbot County needs healthy, able-bodied residents to volunteer for duty during the COVID-19 health crisis. Opportunities range from working in food pantries to delivering meals to seniors to working in the medical field. Volunteer here.
CDC Interim Guidance for Businesses and Employers – Centers for Disease Control and Prevention (CDC) – The interim guidance may help prevent workplace exposures to COVID-19, in non-healthcare settings. (CDC has provided separate guidance for healthcare settings.) This guidance also provides planning considerations for community spread of COVID-19.
Maryland Resource Guide is an A-to-Z guide outlining the latest updates and actions Maryland has taken thus far during COVID-19.
Maryland COVID-19 Case Map Dashboard – An interactive dashboard that shows the total number of confirmed cases of COVID-19 infections here in Maryland by jurisdiction. This map is updated regularly.
Coronavirus Rumor Control – Federal Emergency Management Agency (FEMA) has developed a page to help the public distinguish between rumors and facts regarding the response to coronavirus (COVID-19) pandemic.
CDC Handwashing Campaign – These print-ready materials can be downloaded, printed, and distributed to help raise awareness about handwashing in public areas, such as public restrooms, kitchen and workplaces.